2. Try to pay cash if possible and ask if there is a discount for cash.
3. Cook from scratch whenever possible. Cook regular size batches even if you live alone and freeze what you don't eat.
4. Learn to like beans. They are cheap, nutritious and filling. (Hint - there are 2 herbs epazote and ajwain - that reduce the gas-producing property of beans). Beans are good in soup and really good when combined with homemade spaghetti sauce.
5. Carry enough insurance for home and car as well as medical just in case.
6. Don't ignore maintenance on your home, car and appliances. This saves money in the long run.
7. Have your taxes prepared by a CPA. The LESS money you have the MORE you need expert advice to keep enough of it.
8. Take advantage of your library for books, movies, music and events such as lectures or concerts. Colleges and community centers often have classes or events of interest to seniors and many are free.
9. Have a friend or relative to exchange clothing, garden produce and other things. Your leftovers may be boring to you but new and interesting to someone else. Christmas cookie exchanges are a good example.
I think many people today avoid the high cost of the movies and wait for it to come out on dvd where they can rent it.
I buy many of the restaurant and entertainment ones - pay $15 up front and get a certificate for $30 worth of food/drink - or pay $20 for 2 hours of bowling for up to 6 people - for when I treat myself with the kids and/or friends.
Restaurant.com is another one - check their lists for places near you, you may be surprised at what you can save. My kids have a favorite pizza and beer place near us - we haven't paid full price for anything there in a few years now.
buying a Car and getting a discount on the New 2013 model really isn't getting a good deal...even if you buy it at Invoice.
Once you drive off the lot.. you literally lose about $1500-$2000. in value.
If you really want/need a new Car probably the time of Yr to get the best deal is mid-end of Dec when Dealers are trying to hit Month end and Yr end Sales #s.
The best deal on a Used Car is probably one 2-3 yrs with average miles. It has already depreciated the 15-20% from the New Price and the depreciation is less from Yr 2-5.