Also, if one were married in the Eyes of God, then shouldn't the civil union unite you both as one as well and one shouldn't be worried about who has more vice versa, pensions, IRAs, etc., and have full trust and giving of one's self fully with no barriers? I know lots of elders say they are going to spend every dime of their inheritance to enjoy themselves now, lol.
Anyway, I think elders should set good examples for the next generations to come!
"Buck up and buy the Cow";)
Being married I believe has better tax advantages and your estate would go to your surviving spouse.
There will be an estate tax due, you can guarantee yourself that if you give it to your non-civilly married partner and/or children. That is why people purchase life insurance policies to offset the unruly estate tax - Ugh. Two things we can't escape, death and taxes.
Unless there is a way around estate tax, I haven't heard.